Comprehensive insurance cover designed for the unique challenges faced by not-for-profit organisations.
Dedicated organisations need a dedicated insurance solution to match
Not-for-profit is a sector which covers a vast array of risks, primarily charities, but also social enterprises, CICs, CIOs and other organisations which are created as non-profit making. The types of risks we look to write include:
- Professional body
- Trade body
- Education and training
- Grant making
- Community development
- Property owning
- Arts, culture and recreation
We understand the sector-specific risks faced by those in the industry. Using this experience, we’ve specifically designed our insurance solutions to protect against the unique risks that care organisations face.
The coverage available can be customised to suit your organisation's specific needs, which generally fall into the three areas of risk below:
Responsibilities to third parties
Public and products liability, Professional liability, Management liability, Entity defence
Protection of assets
Fidelity, Cyber risks, Legal expenses, Property, Business interruption
Responsibility as an employer
Employers liability, Employment law protection, Employees personal accident
Key products and services sold on a standalone basis to this industry:
Available on our e-trading platform, we can offer sector-specific cover with the flexibility to choose separate sections to suit individual budgets and requirements.
Cyber risks cover designed to protect against both liabilities and the policyholder’s own losses, including legal, IT security and regulatory costs.
Commercial combined policy designed to support care organisations so they can focus on what really matters.
Markel Care Practitioners
Bespoke care practitioner consultancy supporting on a range of regulatory, risk and commercial matters.
Does your existing insurer provide market-leading solutions for UK SMEs?
Care practitioner consultancy
Allegation of constructive dismissalA community support worker claimed constructive dismissal because the charity allegedly failed to deal with his concerns about his working arrangements, which he says made it impossible for him to continue working.
One of his claims was that he had not received training on working with paranoid schizophrenics. The "last straw" came when his requests for training were allegedly ignored following a violent incident with a service user. After sensitive discussions Markel settled the claim.
Underperformance leads to compromise agreementA Christian relief, development and advocacy organisation employed a marketing director until his dismissal.
The chief executive had concerns in relation to the claimant's performance and he was particularly concerned about the claimant's management style. During this period, a number of staff who reported to the claimant expressed concerns about his lack of leadership. As a result the charity considered that the correct approach would be to pursue the matter through their capability procedure.
Meetings with the marketing director were complicated by him being signed off by his GP until the end of his employment.
The outcome was that the claimant was dismissed on grounds of insufficient capability. Markel UK settled by way of a compromise agreement.
Insights and resources
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From our 24/7 business and legal helpline, to our R&D tax relief consultancy, our customers have access to our legal and tax services, providing a complete solution for their wider business needs and goals.
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We aim to settle claims as efficiently as possible so our policyholders can get on with their lives.
Markel UK brochure
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