Comprehensive insurance cover designed for the unique challenges faced by property professionals and surveyors.

Operating in an industry subject to heavy regulation, it's crucial for surveyors and estate agents to choose the right level of expert insurance. We specialise in delivering specific products designed to cover the particular risks faced by businesses in this sector.

Our products comply with relevant professional body regulatory requirements and are backed by an efficient, well-managed claims service.

Coverages and services designed to support a range of professional risks, including new and emerging risks.

Markel UK offers a wide variety of coverages for professional risks. Clients also have access to additional services to help policyholders navigate everyday challenges. Depending on your coverage, you can opt in or add services you need.

We provide solutions and services for professionals such as:

  • Auctioneering – property
  • Energy performance certificates
  • Estate agency – residential/commercial 
  • Expert witness
  • Letting agency – residential/commercial
  • Project co-ordination
  • Project management
  • Property management  residential/commercial
  • Quantity surveying
  • Rating/rent review – residential/commercial

Professional indemnity policies have traditionally been arranged on a stand-alone basis, but we provide a menu offering that allows other types of business protection to be arranged, often under the same policy – resulting in a robust insurance solution designed to minimise gaps in cover. Our menu of covers includes: 

  • Professional liability
  • Public products liability
  • Entity defence
  • Employers law protection
  • Executive liability
  • Property damage
  • Business interruption
  • Money and personal assault
  • Damage to portable property
  • Fidelity
  • Cyber and data risks
  • PR crisis management

Key products sold on a standalone basis to this industry:

Professional indemnity combined

Cover designed for firms operating in specialist sectors offering high-value or complex advice.

Cyber

Cyber risks cover designed to protect against both liabilities and the policyholder’s own losses, including legal, IT security and regulatory costs.

Legal expenses insurance

Legal expenses insurance delivered by trusted legal experts.

Additional services*

Clients also have access to additional services to help policyholders navigate everyday challenges. Depending on your coverage, you can opt in or add services you need for an additional cost.
casualty
Business and legal helpline

Markel UK’s in-house team of lawyers offers advice on everyday legal and employment matters such as GDPR and disclosure, contractual queries and employment disciplinary.

claim report
Law Hub

An online hub containing 850+ DIY contracts, policies, forms, and letter templates, covering every area of business, including health and safety, trading and contracts, and cyber and data.

management liability
PR crisis management

Expert guidance and advice on dealing with the media where a claim has the potential to result in adverse press attention. We’ll evaluate the situation and provide the necessary guidance and personal support.

*Please refer to your policy for exact services included. Learn more.

Cover designed for firms operating in specialist sectors offering high-value or complex advice

Professional indemnity combined

We’ve been providing professional indemnity solutions for over 30 years. Our professional indemnity combined product is provided as a ‘menu’ offering that allows other types of business protection to be arranged under the same policy. It is tailored to meet the needs of the sectors we operate in, with additional benefits to help navigate everyday challenges, as well as being backed by a multi-award-winning claims team.

Case studY

Working with policyholder to avert allegations

The insured was instructed to project manage and provide quantity surveyor services for a house redevelopment.

The other parties involved were the employer, who wanted their house altered, and the builder, who was responsible for the actual build work. The employer falls out with the builder over the quality of the building work and refuses to pay. Builder walks off site. Both parties push the insured (and in the case of the employer threatens the insured) to resolve the matter. Insured expects one or both of the parties to blame the insured's quantity survey work.

Markel worked with insured to deflect criticism and to try and get parties around the table to hammer out the issues. Allegations against our insured were averted and each party has walked away from the matter.

Insights and resources