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Comprehensive insurance cover designed for the unique challenges faced by those operating within the technology and IT industry.

Markel UK has supported those operating within the technology sector as well as IT and communications companies with the reassurance of insurance cover since 1992, meaning we have the experience to keep it simple, whilst also being able to look at risks with more complex or bespoke requirements. Our insurance products have been specially designed to cover the risks faced by those businesses involved in the technology hardware industry, as well as software developers, IT managed services, website design, hosting firms and telecoms resellers.

Coverages designed to keep up with those within the technology sector

With this in-depth sector knowledge, we have created an insurance solution that’s tailored to the needs of technology and professional IT services companies. Our product includes cover for legal liabilities, management risks, protection of assets, as well as cyber and data risks. Clients also have access to additional services to help policyholders navigate everyday challenges. Depending on your coverage, you can opt in or add services you need.

Our cover is designed to meet the needs for a wide variety of technology consultancies, companies and services.

Website and software development

Web designers, website design, hosting and marketing, domain registration and SEO, bespoke software, testing, data analysts, IT project management

Managed services, telecom, and network architecture

Telecom sales, broadband/mobile phone/VOIP, systems architecture/network consultancy, system, and network hosting, SaaS, managed services and maintenance, IT support, help desk and training

Software and hardware distribution

Sales, distribution/licences of 3rd party software, apps or hardware, components, and telecommunications apps, including customisation and installation

Manufacturers or wholesalers of:

Communication equipment, Computers and peripheral equipment, Consumer electronics, Electric lighting equipment, Electric motors, generators and transformers, Electricity distribution and control apparatus, Electronic components, Industrial process control equipment, Instruments and appliances for measuring, testing and navigation, Loaded electronic boards, Magnetic and optical media, Optical instruments and photographic equipment, Photographic and cinematographic equipment, Telephone apparatus and equipment, Wearable technology

We understand the sector-specific risks faced by those in the industry. Using this experience, we’ve specifically designed our insurance solutions to protect against the unique risks that organisations within the technology industry face.

The coverage available can be customised to suit your organisation's specific needs, which generally fall into the three areas of risk below:

Legal liabilities

Public liability, Products liability (bodily injury and property damage), Professional liability and products liability (financial loss), Employers’ liability, Management risks (entity defence)

Protection of assets

Property damage, Business interruption, Damage to portable property, Money/personal assault, Transit

Extensions to cover Property/Business interruption

Deviations in controlled environments, Contamination, Machinery breakdown, Public utilities, Denial of access, Restrictions on premises, Customers/suppliers

Cyber and data risks

Cyber and data liability and network interruption

Key products sold on a standalone basis to this industry:

Legal expenses insurance

LEI that’s delivered by trusted legal experts. In addition to our advice services, our in-house law firm provides specialist expertise when the unexpected happens.


Cyber risks cover designed to protect against both liabilities and the policyholder’s own losses, including legal, IT security and regulatory costs.


Integrated insurance and business support for technology, biomedical and life sciences companies.

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Does your existing insurer provide market-leading solutions for UK SMEs?

Additional services*

Clients also have access to additional services to help policyholders navigate everyday challenges. Depending on your coverage, you can opt in or add services you need for an additional cost.

Debt recovery service

Get access to legal advice and assistance to recover outstanding debt and combat professional negligence counter claims. Legal representation is also provided if the case goes to court.

Contract review service

Our complimentary legal review and advice on their terms of business and third-party contracts can help protect businesses.

Cyber helpline

Access practical, jargon-free advice from cyber experts advising on issues such as understanding software security and vulnerabilities, as well as building disaster recovery plans.

R&D tax relief consultancy

Our specialist in-house R&D division can help assess past, present and future R&D opportunities.

*Please refer to your policy for exact services included. Learn more.

Featured product


MarkelTech has been specifically designed for companies that innovate, design, develop, manufacture, supply, or support technology products or services. This specialist insurance package is for start-up, emerging and established SME companies in the technology, IT and communications and biomedical and life sciences space.

Case studies

Insights and resources

  • Find out more

    Access proposal forms to request a quote or view technical documents related to our products or services.

  • Services

    From our 24/7 business and legal helpline, to our R&D tax relief consultancy, our customers have access to our legal and tax services, providing a complete solution for their wider business needs and goals.

  • Our claims service

    We aim to settle claims as efficiently as possible so our policyholders can get on with their lives.