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Professional indemnity combined

In a perfect world, your customers would always get the service they deserve. For the real world, there’s professional indemnity insurance from Markel.

Why Markel

  • Commitment to sustainably offering professional indemnity insurance, that’s fit for the real world
  • A less volatile approach to acceptance and pricing which addresses continuously changing market conditions
  • Sound advice from genuine professionals such as our 24/7 legal advice helpline, handling over 275,000 calls every year
  • Five-star-rated professional indemnity solution*
  • Five-star-rated for claims and quality of cover** 'A'-rated insurance company

What does Professional indemnity combined cover?

Markel provides a competitive insurance product with core covers as standard and optional covers available as the insurance needs grow, or change. As the optional covers are embedded within the main wording, this ensures a robust and transparent coverage with no gaps in cover.

What’s more, all covers are traded via one proposal form making the process easier for you and your clients. Due to the covers being modular, this allows the covers to be taken off and added on to ensure that the policyholder has sufficient cover within their budget.

Our menu of covers includes:
  • Professional liability
  • Public products liability
  • Entity defence
  • Employers' liability
  • Employment law protection
  • Executive liability
  • Property damage
  • Business interruption
  • Money and personal assault
  • Damage to portable property
  • Fidelity
  • Cyber and data risks 
  • PR crisis management

Who is this for?

Our Professional indemnity combined Insurance is designed for firms operating in specialist sectors offering high-value or complex advice:


For a professional firm to operate efficiently and with confidence, having the right insurance cover is essential. We provide a range of solutions designed for provincial chartered, certified and management accountancy practices.


As a specialist in the care sector, we can provide tailored solutions for specialist schools, playgroups and nurseries.

Architects and engineers

We have an in-depth knowledge of modern-day practices in this sector, and our solutions have been created for architects and consultant engineers who have simple or complex requirements.

Housing associations

Housing associations are especially susceptible to claims involving incidents with tenants. Our insurance solutions provide comprehensive cover for incorporated and non-incorporated risks. Our expertise and experience help us identify and deal with the legal liabilities faced by all parties.

Creative and media

We cover organisations from media agencies and production companies to publishers. We have a remit that extends from digital agencies and event organisers, through to freelance journalists and broadcasters.

Professional services

Our experience in delivering innovative insurance solutions for professional firms means we can cover a wide variety of professions, including business and management consultants, HR professionals, and training providers.


The construction sector has a unique set of insurance risks. Choosing the right type of cover is important to support a well-managed working environment whilst also satisfying regulatory requirements and contract conditions.


Operating in an industry subject to heavy regulation, it’s crucial for surveyors and estate agents to choose the right level of expert insurance.

Two People Shaking Hands

Markel's professional indemnity solution - an unrivalled package

For more information about our professional indemnity proposition, download our eBook to learn how we can support you in providing sustainable coverage that’s fit for the real world.

Let's talk

Does your existing insurer provide market-leading solutions for UK SMEs?

Additional services*

Clients also have access to additional services to help policyholders navigate everyday challenges. Depending on your coverage, you can opt in or add services you need for an additional cost.

Business and legal helpline

Markel’s in-house team of lawyers offers advice on everyday legal and employment matters such as GDPR and disclosure, contractual queries and employment disciplinary.

Business Hub

An online hub containing 850+ DIY contracts, policies, forms, and letter templates, covering every area of business, including health and safety, trading and contracts, and cyber and data.

Collateral warranty review

Policyholders can avoid legal bills with our fast and efficient collateral warranty review service.

Contract review service

Our complimentary legal review and advice on their terms of business and third-party contracts can help protect businesses.

*Please refer to your policy for exact services included. Learn more.

Latest insights and resources

**Insurance Times Commercial Lines Five-Star Rating Report 2021/22