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Professional indemnity combined

In a perfect world, your customers would always get the service they deserve. For the real world, there’s professional indemnity insurance from Markel.

Why Markel

  • Commitment to sustainably offering professional indemnity insurance, that’s fit for the real world
  • A less volatile approach to acceptance and pricing which addresses continuously changing market conditions
  • Sound advice from genuine professionals such as our 24/7 legal advice helpline, handling over 275,000 calls every year
  • Five-star-rated professional indemnity solution*
  • Five-star-rated for claims and quality of cover** 'A'-rated insurance company

What does Professional indemnity combined cover?

Markel provides a competitive insurance product with core covers as standard and optional covers available as the insurance needs grow, or change. As the optional covers are embedded within the main wording, this ensures a robust and transparent coverage with no gaps in cover.

What’s more, all covers are traded via one proposal form making the process easier for you and your clients. Due to the covers being modular, this allows the covers to be taken off and added on to ensure that the policyholder has sufficient cover within their budget.

Our menu of covers includes:
  • Professional liability
  • Public products liability
  • Entity defence
  • Employers' liability
  • Employment law protection
  • Executive liability
  • Property damage
  • Business interruption
  • Money and personal assault
  • Damage to portable property
  • Fidelity
  • Cyber and data risks 
  • PR crisis management

Who is this for?

Our Professional indemnity combined Insurance is designed for firms operating in specialist sectors offering high-value or complex advice:


Solutions designed to support provincial chartered, certified and management accountancy practices operate efficiently.


Specialist solutions tailored to meet the needs of specialist schools, playgroups and nurseries.

Architects and engineers

Solutions created for architects and consultant engineers who have both simple or complex requirements.

Housing associations

Comprehensive cover to protect against the incorporated and non-incorporated risks of housing associations.

Creative and media

Coverage for organisations from media agencies, production companies and publishers to freelance journalists and broadcasters.

Professional services

Innovative solutions for professional firms such as business and management consultants, HR professionals, and training providers.


Coverage designed to support and protect the construction sector against its unique set of insurance risks.


Expert insurance to support surveyors and estate agents through a heavily regulated industry.

Two People Shaking Hands

Markel's professional indemnity solution - an unrivalled package

For more information about our professional indemnity proposition, download our eBook to learn how we can support you in providing sustainable coverage that’s fit for the real world.

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Additional services*

Clients also have access to additional services to help policyholders navigate everyday challenges. Depending on your coverage, you can opt in or add services you need for an additional cost.

Business and legal helpline

Markel’s in-house team of lawyers offers advice on everyday legal and employment matters such as GDPR and disclosure, contractual queries and employment disciplinary.

Business Hub

Access 850+ documents, contracts, templates and videos to support you.

Collateral warranty review

Policyholders can avoid legal bills with our fast and efficient collateral warranty review service.

Contract review service

Our complimentary legal review and advice on their terms of business and third-party contracts can help protect businesses.

*Please refer to your policy for exact services included. Learn more.

Latest insights and resources

  • Technical documents

    Access and download proposal forms to request a quote or view technical documents related to our products or services.

  • Services

    From our 24/7 business and legal helpline, to our R&D tax relief consultancy, our customers have access to our legal and tax services, providing a complete solution for their wider business needs and goals.

  • Our claims service

    We aim to settle claims as efficiently as possible so our policyholders can get on with their lives.

**Insurance Times Commercial Lines Five-Star Rating Report 2023/24