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Additional information on disclaimers

Additional services for policyholders*: Policyholders may have access to a range of additional services designed to provide support with everyday challenges and opportunities. The services available will depend on the terms of the policy. Some services may be included as standard, while others may be available to purchase for an additional cost. Policyholders should refer to their policy documentation and any communications from their insurer or broker for confirmation of the services provided and details on how to access them. For further information or to enquire about additional services, policyholders are encouraged to contact their broker.

^International coverage : Please always refer to your policy documents for full details of services, exclusions, terms and limits of your customised cover. International cover subject to the following conditions: Sanctioned territories are excluded in all policies. Non-admitted coverage provided. Please note there is a £10,000 minimum premium requirement for international exposure cover, in some cases there will also be minimum revenue. Cover availability will vary depending on the country.