Comprehensive insurance cover designed for the unique challenges faced by care organisations.
Dedicated organisations need a dedicated insurance solution to match
Our insurance can be tailored to organisations that provide services to children and vulnerable adults.
Children's services
Types of businesses include: care and day centres, community and youth organisations, counselling and therapy services, education, literacy and training services – not ‘conventional’ schools and colleges, foster care, nurseries, playgroups and out-of-school clubs, rehabilitation, residential care for children, respite care providers
Vulnerable adult services
Types of businesses include: Adult placements/assisted living, care and day centres, community organisations, counselling and therapy services, domiciliary care, education, literacy and training services, hospices, rehabilitation, residential care for adults, respite care providers, shelters and refuges, supported living
We understand the sector-specific risks faced by those in the industry. That is why we’ve specifically designed our insurance solutions to protect against the unique risks that care organisations face, such as abuse, breach of professional duty, medical malpractice, and volunteers. What’s more, as a specialist insurer, Markel UK can provide retro abuse cover in the event that clients have previous periods of claims-made abuse, ensuring these gaps in cover provision do not leave clients exposed.
The coverage available can be customised to suit your organisation's specific needs, which generally fall into the three areas of risk below:
Responsibilities to third parties
Public and products liability, professional liability, management liability, and entity defence*
Protection of assets
Fidelity*, cyber risks*, legal expenses*, property damage*, and business interruption*
Responsibility as an Employer
Employers liability*, employment law protection*, and employees personal accident*
*Optional covers available at an additional cost
Key products and services sold on a standalone basis to this industry:
Markel Care
Commercial combined policy designed to support care organisations so they can focus on what really matters.
Markel Care Practitioners
Bespoke care practitioner consultancy supporting on a range of regulatory, risk and commercial matters.
Legal expenses insurance
LEI that’s delivered by trusted legal experts. In addition to our advice services, our in-house law firm provides specialist expertise when the unexpected happens.
Cyber
Cyber risks cover designed to protect against both liabilities and the policyholder’s own losses, including legal, IT security and regulatory costs.
Does your existing insurer provide market-leading solutions for UK SMEs?
Additional services*
*Please refer to your policy for exact services included. Learn more.
Cover designed for firms operating in specialist sectors offering high-value or complex advice.
Markel Care
Case studies
Navigating your everyday challenges
Insights and resources
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Find out more
Access proposal forms to request a quote or view technical documents related to our products or services.
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Services
From our 24/7 business and legal helpline, to our R&D tax relief consultancy, our customers have access to our legal and tax services, providing a complete solution for their wider business needs and goals.
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Our claims service
We aim to settle claims as efficiently as possible so our policyholders can get on with their lives.
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Risks facing the care sector
Our latest insight report identifies six key issues keeping care organisations up at night, but also six strategies that could change the perception of health and social care.