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Charities and community groups

Comprehensive insurance cover designed for the unique challenges faced by charities and community groups.

With over 30 years of experience supporting care policyholders, Markel UK is one of the UK’s leading insurers within the care sector. So, we understand this diverse sector has a broad range of insurance requirements. Our solutions are designed to meet the needs of smaller organisations including counselling, advocacy and support groups, as well as larger charity risks.

Dedicated organisations need a dedicated insurance solution to match

Markel UK offers a wide variety of coverages for charitable organisations.

Our insurance can be tailored for organisations such as:

  • Advocacy and support groups
  • Counselling
  • Nurseries
  • Playgroups and after school clubs
  • Community, social and neighbourhood groups
  • Youth centres
  • Children’s clubs
  • Charitable institutions

We understand the sector-specific risks faced by those in the industry. Using this experience, we’ve specifically designed our insurance solutions to protect against the unique risks that care organisations face.

The coverage available can be customised to suit your organisation's specific needs, which generally fall into the three areas of risk below:

Responsibilities to third parties

Public and products liability, Professional liability, Management liability, Entity defence

Protection of assets

Fidelity, Cyber risks, Legal expenses, Property, Business interruption

Responsibility as an employer

Employers liability, Employment law protection, Employees personal accident

Key products and services sold on a standalone basis to this industry:

Legal expenses insurance

LEI that’s delivered by trusted legal experts. In addition to our advice services, our in-house law firm provides specialist expertise when the unexpected happens.

Markel Care Practitioners

Bespoke care practitioner consultancy supporting on a range of regulatory, risk and commercial matters.

Broker e-Trade

Available on our e-trading platform, we can offer sector-specific cover with the flexibility to choose separate sections to suit individual budgets and requirements.


Cyber risks cover designed to protect against both liabilities and the policyholder’s own losses, including legal, IT security and regulatory costs.

Markel Care

Commercial combined policy designed to support care organisations so they can focus on what really matters.

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Does your existing insurer provide market-leading solutions for UK SMEs?

Additional services*

Clients also have access to additional services to help policyholders navigate everyday challenges. Depending on your coverage, you can opt in or add services you need for an additional cost.

Markel Practice Consultancy

Bespoke care practitioner consultancy on a range of regulatory, risk and commercial matters.

Business and legal helpline

Markel’s in-house team of lawyers offers advice on everyday legal and employment matters such as GDPR and disclosure, contractual queries and employment disciplinary.

Business Hub

Access 850+ documents, contracts, templates and videos to support you.

*Please refer to your policy for exact services included. Learn more.

Trade our market-leading products online

Broker eTrade

We remain committed to serving our brokers with exceptional service in the way they want to be serviced, and we know a quick decision is vital.

Case studies

Insights and resources