Social welfare Markel is one of the UK’s leading care and charity insurers. Many charities, care providers, social enterprises, and not-for-profit organisations benefit from the specialist insurance protection we offer. Not-for-profit combined insurance Based on our successful social welfare policy, our not for profit combined insurance specifically caters for charitable and not-for-profit organisations which do not deal directly with children or vulnerable adults. Charities and community groups insurance As a specialist insurer for the charity and community group sector, this product is specifically designed for smaller organisations on a modest budget.