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Markel Insurances

Cosmetics industry

Markel’s insurance has been specially designed to cover the specialist risks faced by the cosmetics sector, from low risk cosmetics tools like hairbrushes and razors, through to higher risk products such as hair dye and sunscreen.

We understand the UK cosmetics industry is specialist and innovative, with a range of risks facing those that develop, manufacture and distribute products. That’s why Markel’s product fully meets the insurance needs of all sizes of company within this dynamic sector.

Our cover is tailored for UK-based businesses in research and development, contract research, manufacturers of cosmetics, and contract manufacturers, as well as importers, wholesalers and distributors.

More than just insurance cover

Alongside insurance solutions, we can also assist your clients with tax and funding services such as R&D tax relief, Grant funding and patent box through Markel Tax.

Scope of cover

Legal liabilities

  • Public liability/ products liability
  • Professional liability and products liability (financial loss)
  • Clinical trials
  • Employers’ liability

Management risks

  • ​Entity defence
  • Directors and officers liability

Protection of assets

  • Property damage
  • Business interruption
  • Damage to portable property
  • Money and personal assault
  • Transit

Extensions available

  • Public utilities
  • Denial of access
  • Restrictions to premises
  • Customers extension
  • Suppliers extensions
  • Product withdrawal expense
Target risks

Our coverage is tailored for UK based SMEs in the following fields:

  • Manufacturers of cosmetics / cosmetic devices
  • Contract research organisations
  • Contract manufacturing organisations
  • Importers / wholesalers / distributors
  • Research and development

Policyholder resources

To view additional services which may be available to you, visit the policyholder resources page.

Policyholder resources

Why choose Markel’s tailored insurance for the cosmetics industry?

  • Financial strength
Markel is A-rated and one of the largest insurers in the world
  • Specialist insurance
Our expert underwriters have designed a product around the specific needs this sector
  • Supporting UK businesses in this sector
We are dedicated to providing market-leading insurance solutions to UK businesses in this sector
  • Personal claims service
We pride ourselves in handling client claims in a personal and efficient manner

Rated five stars across the board

Markel UK is rated as a 5 star Commercial Lines Insurer in the Insurance Times five-star rating report 2020/21. Markel has received the maximum five-star rating in all service factors.

Find out more
Comprehensive and unique insurance solutions which meet the demands and needs of specific clients, together with access to an unparalleled level of complementary support services.
Luke Kinsey, Life Sciences Broker - Gallagher