Management risks combined Designed for private limited companies and limited liability partnerships Markel’s management risks combined insurance caters for directors’ and officers’ liability, entity defence and employment law protection under one comprehensive policy. Clubs and societies D&O liability Our directors and officers policy covers the directors, officers, committee members or trustees of a club or society, in particular sports, social, working men's and welfare clubs, and societies. Residents associations D&O liability Our directors and officers policy covers the directors, officers, committee members or trustees of residents associations and management companies in this sector. Pension fund trustees We provide cover for the fiduciary duties of trustees who are responsible for the pension scheme.