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Personal Injury


Essential protection for injury-related legal claims


Mitigate risk with reliable ATE legal cover

ATE insurance protecting you and your clients from legal cost risks, supporting fair access to justice with specialist guidance and no upfront fees.

Explore how a partnership with Markel would benefit your team - you can either:

What makes Markel different?

Designed for modern personal injury litigation, from straightforward road traffic accidents and workplace slips and trips through to the most complex life-changing injury cases.

Our flexible terms accommodate changes in case dynamics, keeping your clients continuously protected through each stage of the claim.

With 20-years of presence in the legal market, we're committed to partnering with you to improve outcomes for your clients.

Robust, responsive legal expenses cover with fully delegated authority - you're free to run your cases, your way.

Why choose Markel ATE Personal Injury

With no upfront payment required, helping your law firm streamline access to justice while mitigating financial risk.

Provide your clients with the confidence to pursue justice without the fear of high legal costs, protecting them from paying the opponent's legal fees and unrecovered disbursements if their case is unsuccessful.

Award-winning insurer with strong market leading and financial backing.

What cover is available?

We've designed our personal injury ATE policies to give your law firm choice around which of our products best suits your client portfolio and business model.

We offer support with:

  • Road traffic accidents
  • Employer liability
  • Public liability
  • Slip and trip
  • Major trauma injury
  • Spinal cord injury
  • Brain injury
  • Mesothelioma and asbestos
  • Industrial disease
  • Abuse

Our ATE cover includes the following as standard:

  • Covers up to £250,000  
  • Conditional premiums - only pay when you win
  • Delegated authority - run your cases your way
  • Floating premiums based on damages - the premium you pay is proportionate to the damages you receive
  • Online policy administration
  • Dedicated Account Manager

As an ‘A’-rated insurer, we support your clients with value-added benefits as standard, helping them make the most of their personal injury ATE policy. These include:

  • Deferred premiums – eliminating client concerns about upfront costs
  • Experienced legal team to guide underwriting and claims handling
  • Broad appetite for diverse personal injury case types
  • Trusted ‘A’-rated insurer with strong market reputation
  • Tailored policies with flexible terms for injury cases
  • Online policy & claims administration

Product Documents

Description Document Type Download
  • Our experts

    Francesca Barry headshot
    Francesca Barry

    Key Account Manager

    Headshot of Matthew Bromfeild
    Matt Bromfield

    Business Development Manager

    Hollie Etchells headshot
    Hollie Etchells

    Account Manager

    Kaushal Sampat headshot
    Kaushal Sampat

    Sales Director

We believe long-term relationships are built on great customer service, trust and integrity

Find out more about our personal injury solutions and how we can help your firm today.


Schedule a call with us at a time convenient for you.