Management Risks Bespoke


Our specialist solution to protect company directors and officers against claims arising from the management and running of the organisation.



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Peace-of-mind cover for the unexpected

Tailored to UK SME businesses across a variety of sectors, it provides cover for the personal liabilities faced by senior decision-makers, as well as the legal and financial impact of regulatory investigations, employment disputes and corporate governance issues. Click the button below to download all the product documents as a bundle, or you can also download them individually.

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Request Acturis activation

Management Risks Bespoke is now available via Acturis. Complete this form to ensure you can get a quote from Markel.

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How do I get a quote for Management Risks Bespoke?

We’re committed to serving our brokers with the exceptional service and quick decisions they rely on, however they choose to trade.

You can now trade our Management Risks Bespoke product via Acturis.

Enabling brokers to move quickly, trade seamlessly, and serve clients confidently, with a blend of digital efficiency and expert support.

You can request Markel Products to be activated here.

Management Risks Bespoke is available to trade manually on the open market. Request a quote for your client today via the following methods:

Proposal Form
You can download our Management Risks proposal form here, and submit it to MarkelUKFinancialLines@markel.com.

Existing Market Presentation
If you have an existing risk profile for your client, you can email this to MarkelUKFinancialLines@markel.com.

Telephone
If you wish to discuss the risk with our specialist underwriters, you can get in contact with the team via the phone on 0345 351 2600.

Management Risks Bespoke is available to trade on our broker eTrade portal, Markel UK Online.

Digital speed plus human expertise gives your clients the competitive edge they deserve.

If you already have an account, you can log into it here.

Alternatively, you can request an account here.

What makes Management Risks Bespoke different?

Specialist coverages for complex risks

Our solution is built specifically to address the complex legal and regulatory risks associated with running a business today. That includes wrongful acts by directors and officers, shareholder actions, corporate investigations, employment tribunal claims and reputational crises.

Approve any cancellation

Its primary cover element – D&O – adds an extra layer of protection by requiring all beneficiaries, including retired directors, to approve any cancellation, creating a built-in failsafe.

One stop shop for coverage

Management Risks Bespoke – a comprehensive, digitally tradeable solution – offers the option to add on Cyber, and Legal Expenses Insurance into the same policy to ensure Directors & Officers are sufficiently covered for the increasingly challenging and litigious environment.

Backed by 5-star service

Brokers have voted us Insurance Times Commercial Lines Insurer of the Year, and our commitment to building strong partnerships with you and your customers is stronger than ever. Brokers and SME clients alike can be confident that we understand the challenges they face, with each policy backed by specialist underwriting expertise and service.

What does Management Risks Bespoke protect against?

Markel’s answer to management liability protection, Management Risks Bespoke, offers specialist cover across a wide range of sectors and brings together multiple sections of cover under one product.


Simply choose from the following types of coverage, and easily add or remove cover when needed.

  • Directors and officers liability
  • Entity defence
  • Employment law protection
  • Fidelity
  • Legal expenses insurance
  • Cyber

Who is Management Risks Bespoke for?

Aimed at UK SMEs in numerous sectors, providing cover for company directors and officers.

  • Professional & Business Services

    Office-based and advisory businesses providing professional, technical or commercial services, typically with limited manual risk and well-defined corporate structures.

    • Accountants
    • Management consultants
    • Marketing agencies
    • Recruitment agencies
    • Architects
    • Surveyors
  • Manufacturing & Engineering

    Light industrial and manufacturing businesses producing non-hazardous goods or components, including specialist engineering and technical manufacturing.

    • Manufacturers (electronics, battery, packaging, printing machinery)
    • Precision engineering firms
  • Retail, Wholesale & Distribution

    Businesses involved in the sale, distribution or warehousing of consumer or commercial goods, both B2B and B2C.

    • Furniture retailers
    • Clothing wholesalers
    • Food distributors
    • Electronics retailers
    • Builders’ merchants
  • Property & Construction Services

    Property-related businesses and construction service providers, including maintenance, installation and consultancy activities, subject to standard underwriting controls.

    • Property management companies
    • Building consultants
    • Electricians
    • Plumbing contractors
    • Fit-out contractors
  • Charities, Education & Care Organisations

    Not-for-profit organisations, membership bodies, clubs, educational establishments and care providers with formal governance structures.

    • Charities
    • Community organisations
    • Private education centres
    • Sports clubs
    • Care homes
  • Technology, IT & Digital

    Technology-led businesses delivering digital products or services, including software development, data services and IT support.

    • Software developers
    • SaaS providers
    • Data processing firms
    • IT support services
    • Web design agencies
  • Financial services & banking
  • Legal & judicial services
  • Medical & clinical services
  • Government, public authorities & armed forces
  • Aviation, maritime & specialist transport
  • Energy, mining & petrochemical
  • Gambling, adult & high-risk leisure
  • Religious & political organisations
  • Social care & vulnerable persons organisations
  • Hazardous materials & high-risk industrial activities

Going beyond traditional insurance

A Management Risks Bespoke policy offers more than just protection. Policyholders have access to expert advice, practical tools and business support resources included as standard – and all tailored to the challenges of running a safe and resilient business.

Round-the-clock support

Management Risks Bespoke policyholders will gain access to a range of 24/7 services, including: our Cyber incident response service which gives businesses somewhere to turn for jargon-free advice on responding quickly to breaches; Business and legal helpline where our in-house team of solicitors offer timely guidance when everyday legal or employment queries arrive and the Wellbeing helpline which offers 24/7 confidential support from qualified counsellors.

Business advice and support

Getting the right resources in place can be challenging. That's why your clients get 24/7 access to our Business Hub, an online portal packed with business tools and templates that help your clients build a solid foundation - and put the right processes and policies in place as they grow.

Expert support

Access to our in-house experts with the Tax & VAT helpline and the Contract review service who offer peace of mind when dealing with complex Tax and VAT topics, and contracts. Ensuring your clients remains compliant, providing strong contractual and financial protection.

PR crisis management 

If there’s a risk that a claim may result in negative press coverage, this service helps mitigate the impact by giving your clients access to specialist PR consultants to help manage adverse media attention.

Product Documents

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