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Markel Construction

Building with confidence: Expert solutions for construction risks

A proposition designed in collaboration with brokers and clients in mind, Markel Construction, has been built on insights from our brokers and policyholders to meet the needs of the construction sector.

Combining our highly specialist ECIC capability with 30+ years of UK Construction PI experience – backed by a global footprint of 40,000 Construction customers. We understand the pain-points faced by the construction industry and designed a proposition that protects against the specific risks faced by those in the sector while providing valuable business support.

Why Markel Construction?

  • Sector specialism provided by our expert underwriting team
  • Five-star rated UK in-house claims service
  • Service as focal point of solution
  • Interest-free direct debit instalment facility
  • ‘One stop shop’ for the core covers needed by the trades
  • Package of business support built exclusively for the construction industry
Markel Construction Documents
View our brochures to find out more about Markel Construction.
Markel Construction - Insights pack
Read our first-hand insights into the construction market.
Markel Construction - Sales aid
Download our sales aid to find out more about Markel Construction.

A proposition that responds to the pain-points faced by those in the construction industry.

Markel UK offers a wide variety of coverages for construction organisations and contractors.

Our cover is designed to meet the needs for a wide variety of organisations and contractors operating within the construction sector.

Residential and commercial builders

New build and refurbishment, alterations and extensions and repair and remedial services.

Electrical contractors

Commercial electrical installations, Residential Electrical installations, Residential/ commercial lighting/LV or 3 phase (440v), Fire detection and alarm systems, Building control systems/building management systems, Electrical maintenance, inspection and testing, Installation, maintenance, inspection and testing, Residential Solar PV, Security systems including CCTV and access control systems, Smart buildings, Structured data cabling, Vehicle charging installation.

Building completion and finishing trades

Bricklayers, Carpenters, Flooring and interior surfacing, Interior fit-out contractors, Joiners , Painters and decorators, Shop and office fitters, Plasterers and dry lining contractors, Tilers.

HVAC Contractors

Air conditioning and heating engineers, Air conditioning systems, Automated Hvac control systems, Facilities management contractors, Heating and ventilation systems, Refrigeration chillers, Residential and commercial plumbing.

What does Markel Construction cover?

Markel Construction has been developed in collaboration with industry experts to include core covers as standard and optional covers available as the insurance needs grow, or change.

As the optional covers are embedded within the main wording, this ensures a robust and transparent coverage with no gaps in cover.

  • Employers liability
  • Public/products liability
  • Professional Indemnity
  • Contractor's All Risks
  • Property Damage
  • Damage to Portable Property
  • Business Interruption
  • Money
  • Transit
  • Legal Expenses Insurance
  • Directors & Officers
  • Entity Defence

EL & PL/Product:

PR Crisis Management (£25k), Fee for intervention


Customer goods removed, Defective Products (£50k Electrical), Damage to property being worked upon, Efficacy (to the PL limit), Financial Loss (tort), JCT 6.5.1, Loss of keys, Part products, Professional negligence, Legionella (£1m)

Contractors’ All Risks:

Speculative build, Show home and contents, Offsite storage.

Let's talk

Does your existing insurer provide market-leading solutions for UK SMEs?

Additional services*

Clients also have access to additional services to help policyholders navigate everyday challenges. Depending on your coverage, you can opt in or add services you need for an additional cost.

Business and legal helpline

Markel’s in-house team of lawyers offers advice on everyday legal and employment matters such as GDPR and disclosure, contractual queries and employment disciplinary.

Business Hub

Access 850+ documents, contracts, templates and videos to support you.

Collateral warranty review

Policyholders can avoid legal bills with our fast and efficient collateral warranty review service.

*Please refer to your policy for exact services included. Learn more.

Featured Service

Collateral warranty review

Construction policyholders can avoid legal bills with our fast and efficient collateral warranty review service available for architects and engineers, design and build, and surveyors policyholders.

Insights and resources

  • Find out more

    Access proposal forms to request a quote or view technical documents related to our products or services.

  • Services

    From our 24/7 business and legal helpline, to our R&D tax relief consultancy, our customers have access to our legal and tax services, providing a complete solution for their wider business needs and goals.

  • Our claims service

    We aim to settle claims as efficiently as possible so our policyholders can get on with their lives.