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Contractors Combined
Contractors Combined insurance solution built for UK construction SME's
Get a quote
How do I get a quote for Contractors Combined?
We remain committed to serving our brokers with exceptional service in the way they want to be serviced, and we know a quick decision is vital. If you’re a Markel partner broker, quotations for this product can be accessed via:
You can now trade our Contractors Combined product via Acturis.
You can request Markel products to be activated here.
To find out more about our wider eTrade proposition, including obtaining access to Markel UK Online, visit our Broker eTrade page.
You can download our proposal forms here and email them to MarkelConstruction@Markel.com to get a quote from our team.
Alternatively, you can get in touch with the team via phone on 0345 351 2600, or via our contact us form here.
What makes Contractors Combined different?
One-stop shop
Get a quote for Professional Indemnity, Employers Liability and Public Liability in a single policy
Beyond insurance
Offering your clients a suite of value-added services built for their sector specialist needs.
Unrivalled expertise
We’re a 5 star rated specialist commercial insurer in the UK, with 50+ years of sector expertise.
Trade however is best for you
Contractors Combined can be traded both manually and digitally, and the method you choose will not be restricted by turnover or premium thresholds.
What does Contractors Combined protect against?
Organisations can tailor their policy by selecting from distinct sections to match their unique requirements. All covers are managed through a single proposal form, simplifying the process. Modules can be easily added or removed, ensuring the right level of cover stays within budget. With core covers included as standard and optional covers available as needs evolve, our modular policy ensures flexible, transparent, and robust protection—free from coverage gaps.
- Employers Liability
- Public/products Liability
- Professional Indemnity
- Contractor's All Risks
- Property Damage
- Damage to Portable Property
- Business Interruption
- Money
- Transit
- Legal Expenses Insurance
- Directors & Officers
- Entity Defence. With meaningful covers available such as Efficacy, Financial Loss, Professional Negligence.
Who is Contractors Combined for?
This product is ideal for a wide variety of organisations and contractors operating within the construction sector.
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General building & construction builder
Commercial new, PDH new, alterations and extensions, general
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Interior fit-out & finishing trades
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Mechanical, electrical & technical services electrical contracting
Domestic/small commercial and large commercial
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Structural & external works
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Landscaping & outdoor services
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Specialist & miscellaneous trades locksmiths
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Mechanical & building services
HVAC, plumbing, gas, refrigeration
- Central Heating, Heating & Ventilation, and Heating Engineers – Large Commercial Only
- Gas Fitting – Large Commercial Only
- Plumbing & Plumbing and Heating Engineers – Large Commercial Only
- Refrigeration Installation, Service & Repair
- Service Engineers (Excluding Lifts)
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Electrical, aerial & technical installations
- Aerial Erecting & TV/Radio Aerial Services
- Cable Contracting
- Lightning Conductor Contractors
- Sign Erectors
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Construction, structural & fit-out works
- Bathroom & Fireplace Installation – Large Commercial Only
- Stone Mason & Stonemasonry (Including Building Work)
- Insulation Engineering
- UPVC Window and Door / Window Manufacturers and Installers
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Cleaning, landscaping and external services
- Cleaning Contracting, General Cleaning Services & Cleaning (Excl. Exterior of Buildings/Blast/Boilers)
- Lawn & Turfing Services
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Fire & surface treatments
- Fire Protection
- Paint Sprayer
Going beyond traditional insurance
Sector-specific suite of services are available to help your clients thrive, whilst giving you the competitive edge you deserve.
Wellbeing Support
Construction is amongst one of the most stressful sectors to work in. Policyholders will have access to a 24/7 confidential helpline, providing in the moment support from qualified counsellors in the most stressful situations. Additional information.
Collateral Warranty Review
Access to a dedicated legal team that can provide a detailed commentary on draft collateral warranties. Our team can provide alternative wording for policyholders to seek to use, with or without underlying contractual documentation. Additional information.
Business Advice
24/7 access to our in-house team of solicitors for guidance on everyday legal and employment matters, such as GDPR, disclosure, and contractual queries, alongside an online hub filled with DIY contracts, policies, forms, and letter templates covering key business areas. Additional information.
Tax Advice
Policyholders benefit from access to a team of qualified tax advisors, many of whom are ex-HMRC. They’ll also receive dedicated support from our Contractor Solutions team on employment status and IR35 tax advice, so they can stay focused on running their business. Additional information.
Product Documents
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Latest industry news and insights
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Exploring the launch of Contractors Combined on Acturis
Jess Williams is joined by Martin Parker and Acturis' Simon De Ferry to discuss our new solution.
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Tackling bad debt in construction
The construction industry has an unenviable reputation for the levels of bad debt that can occur.
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Nurturing Mental Wellbeing in Construction Leadership
Construction leaders can do more than they might think to support the health and wellbeing of their employees.
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Contractor care: understanding the responsibilities of construction firms
Construction firms have a legal and ethical obligation to ensure the health, safety and wellbeing of their contractors.
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A blueprint for change: Mental wellbeing in the UK construction industry
The construction industry is often considered a bellwether for the rest of the UK economy.
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Addressing the gender gap in construction
This year, the proportion of women in construction hit a low not seen since the Covid pandemic.