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Markel Construction
Contractors Combined insurance solution built for UK construction SME's
What makes Markel Construction different?
One-stop shop
Get a quote for Professional Indemnity, Employers Liability and Public Liability in a single policy
Beyond insurance
Offering your clients a suite of value-added services built for their sector specialist needs.
Unrivalled expertise
We’re a 5 star rated specialist commercial insurer in the UK, with 50+ years of sector expertise.
Trade however is best for you
Contractors Combined can be traded both manually and digitally, and the method you choose will not be restricted by turnover or premium thresholds.
What does Markel Construction protect against?
Organisations can tailor their policy by selecting from distinct sections to match their unique requirements. All covers are managed through a single proposal form, simplifying the process. Modules can be easily added or removed, ensuring the right level of cover stays within budget. With core covers included as standard and optional covers available as needs evolve, our modular policy ensures flexible, transparent, and robust protection—free from coverage gaps.
- Employers Liability
- Public/products Liability
- Professional Indemnity
- Contractor's All Risks
- Property Damage
- Damage to Portable Property
- Business Interruption
- Money
- Transit
- Legal Expenses Insurance
- Directors & Officers
- Entity Defence. With meaningful covers available such as Efficacy, Financial Loss, Professional Negligence.
Who is Markel Construction for?
This product is ideal for a wide variety of organisations and contractors operating within the construction sector.
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General building & construction builder
Commercial new, PDH new, alterations and extensions, general
- Building Contracting (Below £10m) & General Building Maintenance
- House Builders, Housing Developers & Property Developers
- Loft Converters & Conservatory Installation
- Domestic Shed, Garage & Carport Erectors
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Interior fit-out & finishing trades
- Bathroom Installation (General, Domestic/Small Commercial, Fitted & Repair)
- Kitchen & Fitted Furniture Installation
- Plumbing & Heating Engineers (General & Domestic/Small Commercial)
- Plumbing (Domestic/Small Commercial) & Plumbers
- Floor, Ceiling & Wall Tilers (All Tiling Trades)
- Carpet Fitting
- Decorating, Painting (General & Commercial), Painter & Decorator
- Plastering & Artexing Contractors
- Joinery / Carpentry & Joinery
- Office & Shop Fitters
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Mechanical, electrical & technical services electrical contracting
Domestic/small commercial and large commercial
- Electrical Appliance Servicing & Repair
- Central Heating Installation, Service & Repair (Domestic/Small Commercial)
- Heating Engineers, Heating Services & Heating/Ventilation Contractors (General & Small Commercial)
- Air Conditioning & Ventilation (Install, Service & Repair – All Sizes)
- Gas Fitting (General & Domestic/Small Commercial)
- Radiator Repairing (General, Domestic/Small Commercial & Large Commercial)
- Ductwork Installation
- Alarm, CCTV, Lighting & Cable TV Installation (Inc./Ex. Cable Laying)
- Satellite TV & Sound Equipment Installation, Service & Repair
- Solar Panel Installation & Repairs
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Structural & external works
- Bricklaying & Dry Stone Wall Construction/Repair
- Partition, Ceiling & Dry Lining Contractors
- Fencing & Hoarding Contractors, Including Wood Fence Installation
- Drive, Paving, Patio & Path Laying (Excluding Asphalt)
- Sign Erectors & Sign/Poster Maintenance Contractors (Below 10m)
- Mastic Sealant Contractors (Internal)
- Curtain & Blind Installation
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Landscaping & outdoor services
- Landscape Gardeners, Garden Services & General Gardeners
- Drive & Paving Contractors
- Sports Surface Installation, Service & Repair
- Glaziers / Double Glazing Installation, Service & Repair
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Specialist & miscellaneous trades locksmiths
- Furniture Removal
- Hardware, Engineering & Plumbing Services Suppliers
- Roll Shutter Door Installation
- Sound Equipment Installation
- Sign Erectors & Sign Maintenance Contractors
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Mechanical & building services
HVAC, plumbing, gas, refrigeration
- Central Heating, Heating & Ventilation, and Heating Engineers – Large Commercial Only
- Gas Fitting – Large Commercial Only
- Plumbing & Plumbing and Heating Engineers – Large Commercial Only
- Refrigeration Installation, Service & Repair
- Service Engineers (Excluding Lifts)
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Electrical, aerial & technical installations
- Aerial Erecting & TV/Radio Aerial Services
- Cable Contracting
- Lightning Conductor Contractors
- Sign Erectors
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Construction, structural & fit-out works
- Bathroom & Fireplace Installation – Large Commercial Only
- Stone Mason & Stonemasonry (Including Building Work)
- Insulation Engineering
- UPVC Window and Door / Window Manufacturers and Installers
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Cleaning, landscaping and external services
- Cleaning Contracting, General Cleaning Services & Cleaning (Excl. Exterior of Buildings/Blast/Boilers)
- Lawn & Turfing Services
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Fire & surface treatments
- Fire Protection
- Paint Sprayer
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Construction, groundworks & structural services
- Civil Engineering, Groundworker & Groundwork/Paving Contractor
- Excavation, Bulk Earth/Rubble Removing & Earth Removing
- Land Clearance, Land Drainage & Land Draining
- Site Clearance, Underpinning, and Soil Engineering
- Piling & Shuttering/Formwork Contractors
- Demolition, Drilling & Diamond Drilling Contractors
- Tunnelling Contractor
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Roofing, cladding, insulation & finishes
- Roofing Services, Roof Slating/Tiling, and Roof Tilers
- Roughcasting, Pebble Dashing & Cladding Contracting
- Loft & Cavity Wall Insulation, Draught Proofing
- Timber & Wood Preservation, Woodworm/Dry Rot Control
- Leaded/Stained Glass & Window Fitting
- Stone Cladding & Stone Cleaning/Restoration
- Thatched Roofing
- Asbestos Removal
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Mechanical, electrical, utility & technical services
- Pipe Installation, Laying, Maintenance & Repair
- Fire Alarm System Manufacturers & Wholesalers
- Lift Installation & Maintenance
- Auto Electrician & Mobile Mechanic
- Vehicle Services: Windscreen, Security, Transporters, In-Car Entertainment
- Wind Turbine & Refractory Engineering Services
- Welding Services
- Abseiling & Steeplejack Contractors
- Aerial Surveying & Offshore Services
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Cleaning, blasting & waste services
- Blast, Grit, Sand & Shot Blasting Contractors
- Pressure, Tank & Exterior Cleaning
- Window Cleaning & Wheelie Bin Cleaning
- Floor, Hygiene & Contract Cleaning Services
- Waste: Rubbish, Scrap, Effluent, Oil & General Disposal
- Rustproofing Services
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Transport, plant & equipment hire
- Haulage & Road Transport (Road Haulage, PSV, Couriers, Coach Operators)
- Road Surfacing & Road Repair
- Removal Services: Contractor & Storage
- Plant, Tool (Hand & Power) & Crane Hire
- Skip Hire
- Traffic Management Contractors
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Environmental, exterior & specialist services
- Agricultural & Crop Spraying Services
- Pest & Vermin Control
- Tree Surgery
- Swimming Pool Construction, Installation, Service & Repair
- Safety Netting & Security Services
- Car Valeting & Spraying, Coach Trimming
- Function Caterers
Going beyond traditional insurance
Sector-specific suite of services are available to help your clients thrive, whilst giving you the competitive edge you deserve.
Wellbeing Support
Construction is amongst one of the most stressful sectors to work in. Policyholders will have access to a 24/7 confidential helpline, providing in the moment support from qualified counsellors in the most stressful situations. Additional information.
Collateral Warranty Review
Access to a dedicated legal team that can provide a detailed commentary on draft collateral warranties. Our team can provide alternative wording for policyholders to seek to use, with or without underlying contractual documentation. Additional information.
Business Advice
24/7 access to our in-house team of solicitors for guidance on everyday legal and employment matters, such as GDPR, disclosure, and contractual queries, alongside an online hub filled with DIY contracts, policies, forms, and letter templates covering key business areas. Additional information.
Tax Advice
Policyholders benefit from access to a team of qualified tax advisors, many of whom are ex-HMRC. They’ll also receive dedicated support from our Contractor Solutions team on employment status and IR35 tax advice, so they can stay focused on running their business. Additional information.
Product Documents
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Latest industry news and insights
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Tackling bad debt in construction
The construction industry has an unenviable reputation for the levels of bad debt that can occur.
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Nurturing Mental Wellbeing in Construction Leadership
Construction leaders can do more than they might think to support the health and wellbeing of their employees.
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Contractor care: understanding the responsibilities of construction firms
Construction firms have a legal and ethical obligation to ensure the health, safety and wellbeing of their contractors.
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A blueprint for change: Mental wellbeing in the UK construction industry
The construction industry is often considered a bellwether for the rest of the UK economy.
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Addressing the gender gap in construction
This year, the proportion of women in construction hit a low not seen since the Covid pandemic.