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Markel Insurances

Cookies statement

Our cookies policy

We use cookies on this website. You can choose to accept them all or to opt out of some. You can change your consent at any time by visiting this page.

We use cookies on this website. This policy was last updated in December 2019.

Version Reference: Dec2019v1.3

The General Data Protection Regulation ('GDPR') requires website users to be told about cookies used on the site and to opt into accepting cookies, or to be able to opt out of certain cookies that are not essential to the basic functioning of the website.

This cookie policy applies to information collected and used by Markel International companies (collectively referred to in this Cookie Policy as “we”, “us” or “our”), when you access and use our websites “site(s)”. This information is collected by cookies and other similar technologies, collectively referred to as “cookies”.

Learn about Cookies

A cookie is a tiny text file that a website stores on your machine (including any computer, mobile phone or tablet) and reads on subsequent visits. They are widely used in order to make websites work, or work more efficiently, as well as to provide information to website owners. It allows the website to identify you and for example, remember your log in details the next time you visit.

Cookies can be ‘first party’ or ‘third party’ depending on the domain that sets them.
In relation to our sites:

  • First party cookies are set by us and information is collected and used by us in accordance with the terms of this Cookie Policy and our Privacy Policy.

  • Third party cookies are set by third parties and information is collected and used in accordance with their policies. We have no control over third party cookies; they are used to allow third parties to provide certain services to us, such as website analytics and online advertising.

Why we use Cookies?

Our sites will use cookies for the following reasons:

  • to provide essential features and functionality on our website;

  • to ensure you are properly logged in where this is necessary to use the site;

  • to store personal registration information so that you do not have to provide it to us again on subsequent visits;

  • to track your progress through our site so we can make improvements to the service we offer you; and/or;

  • to track visitor information and to learn about the behaviour of visitors to our website, how they respond to our marketing communications and for research and statistical purposes;

  • to monitor and analyse website usage and performance so that we can improve how it operates (including in relation to security) and the product selection and services available through it; and/or

  • to remember any preferences which our site may allow you to set.

  • Cookies may be required to allow you to access and participate in certain areas of our site.

What types of cookies do we use?

Different cookies have different functions. Our website uses the following:

Strictly necessary cookies

These cookies are necessary for the website to function and cannot be switched off in our systems. They are usually only set in response to actions made by you which amount to a request for services, such as setting your privacy preferences, logging in or filling in forms. You can set your browser to block or alert you about these cookies, but some parts of the site will not then work. These cookies do not store any personally identifiable information.

The most common cookies that we use on our websites, which are essential for its operation, are set out below:

Cookies Source Purpose
  • CookieConsent
  • CMSCsrfCookie
  • ASP.NET_SessionId
  • CMSPreferredCulture
  • MarkelUnifiedOptIn
Kentico CMS
  • Stores the user’s cookie consent state for the current domain.

  • Ensures visitor browsing security by preventing cross-site request forgery. This cookie is essential for the security of the web site and visitor.

  • Preserves the visitor's session state across page requests.

  • CMSPReferredCulture - Kentico Language Cookie

  • Cookie optional control

  • Gdpr
  • Determines whether the visitor has accepted the cookie consent box. This ensures that the cookie consent box will not be presented again upon re-entry

  • __sharethis_cookie_test__
  • This cookie determines whether the browser accepts cookies.

Functional cookie

These cookies enable our site to provide enhanced functionality and personalisation. They may be set by us or by third party providers whose services we have added to our pages. For example, functional cookies allow us to remember information such as your login details if you choose to create an account with us and other customised feature

If you do not allow these cookies then some or all of these services may not function properly.

Cookies Source Purpose
  • _hjid
  • _hjTLDTest
  • hjViewportId
  • Sets a unique ID for the session. This allows the website to obtain data on visitor behaviour for statistical purposes

  • _hjIncludedInSample
  • Determines if the user's navigation should be registered in a certain statistical place holder.

  • st_shares_#
  • #.gif
  • _cc_aud
  • _cc_cc
  • _cc_dc
  • _cc_id
Share This
  • Collects statistical data related to the user's website visits, such as the number of visits, average time spent on the website and what pages have been loaded. The purpose is to segment the website's users according to factors such as demographics and geographical location, in order to enable media and marketing agencies to structure and understand their target groups to enable customised online advertising.
  • wui
  • Contains an visitor ID - This is used to identify the visitor upon re-entry to the website.

  • Used by the advertising platform Weborama to determine the visitor's interests based on pages visits, content clicked and other actions on the website.
  • bkdc
  • Registers user data, such as IP address, geographical location, visited websites, and what ads the user has clicked, with the purpose of optimising ad display based on the user's movement on websites that use the same ad network.

  • bku
  • Registers anonymised user data, such as IP address, geographical location, visited websites, and what ads the user has clicked, with the purpose of optimising ad display based on the user's movement on websites that use the same ad network.

  • ck
  • mako_uid
  • oo
  • pt
  • rlas
  • Collects data on user visits to the website, such as what pages have been accessed. The registered data is used to categorise the user's interest and demographic profiles in terms of resales for targeted marketing.

  • csync.ashx
  • eyeota
  • adnxs
  • bkpa
  • Used to present the visitor with relevant content and advertisement - The service is provided by third party advertisement hubs, which facilitate real-time bidding for advertisers.

  • fifid
  • fifty
  • Registers the visitor's preferences and navigation across multiple social media platforms. This is used to present the visitor with relevant advertisement.

  • fm
  • Registers the visitor's behavior on social media - can be used to optimise ad-relevance and general targeting.

  • pxrc
  • zc
  • This cookie registers data on the visitor. The information is used to optimize advertisement relevance.
  • Registers data on visitors from multiple visits and on multiple websites. This information is used to measure the efficiency of advertisement on websites.
  • wam-sync
  • Used to track visitors on multiple websites, in order to present relevant advertisement based on the visitor's preferences.

  • IDE
  • Used by Google DoubleClick to register and report the website user's actions after viewing or clicking one of the advertiser's ads with the purpose of measuring the efficacy of an ad and to present targeted ads to the user.

  • int/lotame
  • pxcelBcnLcy
  • pxcelPage_c010_B
  • Facilitates the sharing function on the website - The cookie also allows websites to track and target the user with advertisement based on the user's likes and shares.

  • sharethis/1/info2
  • Enables the visitor to share content from the website onto social media platforms or websites.

  • test_cookie
  • Used to check if the user's browser supports cookies.

  • uuid
  • uuid2
  • pi
  • _stid
  • mw
  • This cookie is used to optimize ad relevance by collecting visitor data from multiple websites – this exchange of visitor data is normally provided by a third-party data-center or ad-exchange.

  • Registers a unique ID that identifies a returning user's device. The ID is used for targeted ads.

  • __ab12#
  • TapAd_3WAY_SYNCS
  • TapAd_DID
  • TapAd_TS
  • idsync/ex/receive/check
  • Used to determine what type of devices (smartphones, tablets, computers, TVs etc.) is used by a user.
  • This cookie is set by the audience manager of the website to determine the time and frequencies of visitor data synchronization - cookie data synchronization is used to synchronize and gather visitor data from several websites.
  • vuid
  • Collects data on the user's visits to the website, such as which pages have been read.

Analytics cookies

These cookies allow us to count visits and traffic sources so we can measure and improve the performance of our site. They help us to know which pages are the most and least popular and see how visitors move around the site. All information these cookies collect is aggregated and therefore anonymous. If you do not allow these cookies we will not know when you have visited our site, and will not be able to monitor its performance.

By using our website, you agree that we can place these types of cookies on your computer or device. We use the information to improve our website and enhance our visitors' experience. We may share this information with analytics and search engine providers that assist us with improving our website and product offerings.

Cookies Source Purpose
  • rc::c   
Google Analytics
  • This cookie is used to distinguish between humans and bots

  • _dc_gtm_UA-#
Google Tag manager
  • Used to control the loading of a Google Analytics script tag.

  • -ga
  • _gid
Google Analytics
  • Registers a unique ID that is used to generate statistical data on how the visitor uses the website.

  • collect
  • r/collect
Google Tag Manager
  • Used to send data to Google Analytics about the visitor's device and behavior. Tracks the visitor across devices and marketing channels.

  • _gcl_au
Google Adsense
  • Used by Google AdSense for experimenting with advertisement efficiency across websites using their services.

Persistent cookies

These are cookies that are stored on your computer or device and are not deleted when your browser is closed. Persistent cookies can be used to retain your preferences for a particular website, allowing those preferences to be used in future browsing sessions. Persistent cookies usually assign a unique ID to your browser and they are usually configured to identify you for a prolonged period of time, and last for a time specified in the cookie.

Cookies Source Purpose
Kentico CMS
  • CookieConsent - Tracks your cookie preferences

  • CMSCsrfCookie - anti-forgery token

  • ASP.NET_SessionId - session cookie for .NET

  • CMSPReferredCulture - Kentico Language Cookie


When you first access our sites, we ask you to read our Cookie Policy and acknowledge the use of the cookies before proceeding to use our websites.
When using this site, you agree that we can place cookies on your computer or device, depending on the option you select.

We will use the information to provide you with advertisements that are tailored to you.
If you do not wish to accept the use of cookies on this site please can you change the settings in your browser. Please bear in mind that some features on the site might not work correctly with cookies disabled. This is because some of the cookies we use are essential for parts of our website to operate.

Managing and deleting cookies

The functional and analytical cookies on our site (listed above) are not strictly necessary for our website to work but improve its overall performance and are intended to provcide you with a better browsing experience.

You can change your cookie preferences at any time by clicking on the cookies banner/ flag.

You can then adjust the avaiable sliders to 'On' or 'Off'.

You may need to refresh your page for your settings to take effect.

What about when I am redirected to third party sites?

Our website sometimes re-directs you to third party sites. As these websites are operated by third parties, we have no control over their use of cookies.
To find out more about how the third parties use cookies and how to opt-out of them, please review their policies.

Learn more about Cookies

To find out more about the way cookies work, how to see what cookies have been set and how to manage, block and delete them, or through your browser settings visit or
Popular browsers:

To find information relating to other browsers, visit the browser developer's website.
To opt out of being tracked by Google Analytics across all websites, visit

Contact us

If you have any questions regarding this Cookie Policy or our use of cookies, please contact us here by:

Changes to our Cookies Policy

We may change the content of our site or services without notice, and consequently our Privacy Policy and/or Cookies Policy may change at any time in the future. We therefore encourage you to review it from time to time to stay informed of how we are using personal information.

To find out more about the way cookies work, how to see what cookies have been set and how to manage and delete them, visit or