*Updated 07/01/2021*
As a result of the latest national lockdown announcement this cover extension will apply with effect from 6th January 2021 until the 6th April 2021 at which time normal policy terms and conditions will apply.
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We’re all too aware that the COVID-19 outbreak will have forced many of your clients to close their premises.
If your client has temporarily closed their premises because they are following advice from the Government relating to the COVID-19 outbreak, you do not need to contact us to tell us, until this goes beyond 90 days. However, the monitoring and physical security provisions that were in place before should stay that way.
The following risk management advice should continue to be followed:
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Waste removal – once you’ve removed all internal waste, position all external bins as at least five metres from the buildings (or as far as is possible), securing the bins in position if possible
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Fire systems - make sure fire and/or sprinkler systems are fully operational
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Fire doors - ensure all internal fire doors are closed
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Building utilities - turn off all electrical devices and building utilities that aren’t essential
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Inspections - arrange for an internal and external weekly inspection of the building, as long as the travel required to do the inspection is in line with the latest Government advice
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Physical security - ensure the physical security measures are in place, such making sure doors and windows are locked, shutters are in place and gates are locked
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Intruder alarm - set the intruder alarm, ensuring there are enough key holders 20 minutes away to respond to the alarm if it is triggered
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Maintenance - as much as is possible, continue with essential maintenance works
If we have made specific requirements with regards to security and as a result of the ongoing COVID-19 situation that your client is unable to comply with, please contact your usual Markel UK representative and we will be happy to work with you to address the issue.
If the insured premises was already unoccupied before the COVID-19 outbreak, and you are unable to meet the terms of our unoccupied conditions due to the current restrictions, please get in touch with your usual Markel representative.
Your existing policy terms, conditions and exclusions remain unaltered.